* Housing cost consists of mortgage, payment, real estate taxes, utilities.

In 1986, for which of the cities listed was the median home price minus the median down payment greatest?

A) New York

B) Boston

C) Newark

D) Danbury

E) Pittsburgh
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One way to reduce time on this problem rather than calculating each difference would be to compare the variables. For instance, NY:130 is 4 more than 126 but Boston's 30 is 12 less than 42, so Boston has a bigger gap.
Newark's gap is 10,000 less than Boston, so it's not that. Danbury's first number is 30,000 less, second number is 10,000 less, which still is 20,000 smaller of a gap. Pittsburgh is obviously out because the gap is blantantly much smaller. That way the answer can be found in a matter of seconds just from looking and comparing variables, rather than spending all of the time to calculate the answer.